Fair Isaac is an applied analytics company. Co.'s Scores segment includes its business-to-business scoring solutions and services and its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. Co.'s Software segment includes pre-configured analytic and decision management solutions designed for business need or process, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, as well as associated services. The Software segment also includes FICO® Platform, a modular software offering designed to support analytic and decision use cases, as well as analytic and decisioning software.
When researching a stock like Fair Isaac, many investors are the most familiar with Fundamental Analysis — looking at a company's balance sheet, earnings, revenues, and what's happening in that company's underlying business. Investors who use Fundamental Analysis to identify good stocks to buy or sell can also benefit from FICO Technical Analysis to help find a good entry or exit point. Technical Analysis is blind to the fundamentals and looks only at the trading data for FICO stock — the real life supply and demand for the stock over time — and examines that data in different ways. One of these ways is called the Relative Strength Index, or RSI. This popular indicator, originally developed in the 1970's by J. Welles Wilder, looks at a 14-day moving average of a stock's gains on its up days, versus its losses on its down days. The resulting FICO RSI is a value that measures momentum, oscillating between "oversold" and "overbought" on a scale of zero to 100. A reading below 30 is viewed to be oversold, which a bullish investor could look to as a sign that the selling is in the process of exhausting itself, and look for entry point opportunities. A reading above 70 is viewed to be overbought, which could indicate that a rally in progress is starting to get crowded with buyers. If the rally has been a long one, that could be a sign that a pullback is overdue. |